Financial Planning

Prudent people think about the future and try to balance their short term desires and their long term needs. The problem is that we cannot see into the future and it is difficult to think through the issues which may arise and to construct a framework for dealing with them. This mix of strategic thinking, risk management and discipline is what financial planning seeks to provide.

The hardest part is for you to consider and prioritise your goals and ambitions. Once this is done we can use our sophisticated cashflow modelling software to demonstrate different scenarios and quantify the risks inherent in each.

We do not know your future any more than you do, so we have to make assumptions, some of which will undoubtedly prove to be wrong. This is why it is important for us to re-visit your financial plan each year, to review the variables and factor in changes in your circumstances and plans.